Closing Disclosure Checker

Audit a Closing Disclosure (CD) PDF — checks expected form fields are present and lists missing or empty critical fields.

Your files never leave your browser. All processing happens on your device — nothing is uploaded.

1. Upload your file

How does the Closing Disclosure Checker work?

Run a quick audit on a Closing Disclosure (the standard CFPB CD form used in US residential mortgage closings). The tool inspects the PDF's form fields and reports whether the critical fields — borrower / seller names, property address, loan amount, interest rate, monthly P&I, closing costs, cash to close, loan term — are present AND filled in. Useful as a final sanity check before sending the CD to closing agents, or as a triage when you receive a CD and want to verify it before signing. This is heuristic-only — works on CDs whose form fields use the standard naming. Tightly stylised CDs from non-standard sources may report misses that aren't real.

🔒 Security & Privacy

All processing happens on your device. Your files never leave your browser, never touch our servers, and are not stored anywhere. Close the tab and the file is gone.

📱 Use it on any device

Works in any modern browser — Mac, Windows, Linux, iPhone, Android, and tablets. No installation, no app to download. Just open the page and start.

⚡ Quick & easy

Drag, drop, click. Most files process in seconds, not minutes. No watermarks added to your output, no per-day limits, and the tool always shows the result before asking you to download.

🎁 Always free, no signup

Free to use, every time. No account creation, no email required, no “trial” that converts to a paid plan. We make money from ads so you don’t have to pay.

Frequently asked

A standardised five-page document that the CFPB requires lenders to provide to mortgage borrowers at least three business days before closing. It summarises loan terms, projected payments, and closing costs.

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